Pilot now open
Early Access to Earned Wage Access
Help your employees access their pay when they need it — without changing your payroll process.
For employers in the Philippines
Employee Requests
Employees can request a portion of their earned salary before payday
Employer Controls
Set caps, limits, and approvals to protect cash flow and policy
Payroll Settled
Payroll reflects early wage access through normal salary deduction
How the Mello pilot works
Mello helps employers replace manual salary advances with a simple, employer-managed earned wage access workflow.
Employees can access part of the wages they have already earned before payday, helping reduce financial stress and avoid short-term cash problems.
Employers remain fully in control of limits and approvals, and during the pilot the employer funds all early wage access while Mello provides the software only.
At payday, the amount the employee already recevied is simply deducted from their salary as part of normal payroll, at no cost.
This is not a loan. During the pilot, Mello does not move or hold money.
Pilots Start
March 2026
FAQ
Frequently Asked Questions
Who funds early wage access during the pilot?
The employer funds all early wage access. Mello provides the software and workflow only.
Is this a loan? How does it work at payday?
No. This is not a loan. Employees access wages they have already earned. At payday, the amount already received is simply deducted from the employee’s salary as part of normal payroll.
What do we need to get started?
A payroll contact, a basic employee list, and agreement on access limits and policies.
Who is this pilot for?
Employers in the Philippines.
Does Mello handle or transfer employee funds?
No. Mello does not hold, move, or disburse employee funds during the pilot.
How much does it cost?
The pilot is free for participating employers. Pricing is discussed after the pilot based on your company size and setup.
Contact us at hello@bymello.com
Pilot now open
Early Access to Earned Wage Access
Help your employees access their pay when they need it — without changing your payroll process.
For employers in the Philippines
Employee Requests
Employees can request a portion of their earned salary before payday
Employer Controls
Set caps, limits, and approvals to protect cash flow and policy
Payroll Settled
Payroll reflects early wage access through normal salary deduction
How the Mello pilot works
Mello helps employers replace manual salary advances with a simple, employer-managed earned wage access workflow.
Employees can access part of the wages they have already earned before payday, helping reduce financial stress and avoid short-term cash problems.
Employers remain fully in control of limits and approvals, and during the pilot the employer funds all early wage access while Mello provides the software only.
At payday, the amount the employee already recevied is simply deducted from their salary as part of normal payroll, at no cost.
This is not a loan. During the pilot, Mello does not move or hold money.
Pilots Start
March 2026
FAQ
Frequently Asked Questions
Who funds early wage access during the pilot?
The employer funds all early wage access. Mello provides the software and workflow only.
Is this a loan? How does it work at payday?
No. This is not a loan. Employees access wages they have already earned. At payday, the amount already received is simply deducted from the employee’s salary as part of normal payroll.
What do we need to get started?
A payroll contact, a basic employee list, and agreement on access limits and policies.
Who is this pilot for?
Employers in the Philippines.
Does Mello handle or transfer employee funds?
No. Mello does not hold, move, or disburse employee funds during the pilot.
How much does it cost?
The pilot is free for participating employers. Pricing is discussed after the pilot based on your company size and setup.
Contact us at hello@bymello.com
Pilot now open
Early Access to Future of AI Growth
Help your employees access their pay when they need it — without changing your payroll process.
For employers in the Philippines
Employee Requests
Employees can request a portion of their earned salary before payday
Employer Controls
Set caps, limits, and approvals to protect cash flow and policy
Payroll Settled
Payroll reflects early wage access through normal salary deduction
How the Mello pilot works
Mello helps employers replace manual salary advances with a simple, employer-managed earned wage access workflow.
Employees can access part of the wages they have already earned before payday, helping reduce financial stress and avoid short-term cash problems.
Employers remain fully in control of limits and approvals, and during the pilot the employer funds all early wage access while Mello provides the software only.
At payday, the amount the employee already recevied is simply deducted from their salary as part of normal payroll, at no cost.
This is not a loan. During the pilot, Mello does not move or hold money.
Pilots Start
March 2026
FAQ
Frequently Asked Questions
Who funds early wage access during the pilot?
The employer funds all early wage access. Mello provides the software and workflow only.
Is this a loan? How does it work at payday?
No. This is not a loan. Employees access wages they have already earned. At payday, the amount already received is simply deducted from the employee’s salary as part of normal payroll.
What do we need to get started?
A payroll contact, a basic employee list, and agreement on access limits and policies.
Who is this pilot for?
Employers in the Philippines.
Does Mello handle or transfer employee funds?
No. Mello does not hold, move, or disburse employee funds during the pilot.
How much does it cost?
The pilot is free for participating employers. Pricing is discussed after the pilot based on your company size and setup.
Contact us at hello@bymello.com